What Is a Manufactured Home and How Does It Differ From a True Off Frame Modular Home?

A Manufactured home (also known as a mobile home or Trailer) is a Single, Double, Triple, or multi-sectional home built on a permanent frame, like a steel undercarriage/chassis, with a removable transportation system (hitch and wheels). The unit is permanently attached to a site-built foundation and is subject to the 1976 federal standards established by the Department of Housing and Urban Development (HUD).

These generally are harder to get a home loan on though there are still good financing available: http://www.mtgbuy.com

A True Off Frame Modular home is constructed in a factory using conventional home floor joists and delivered to a site on a trailer or flat bed truck. The delivered home may be in the form of panels that are assembled at the site, may be pre-cut and assembled on site, or may be pre-built and delivered in one piece. The home, panels or pre-cut panels are lifted from the trailer and attached to a foundation. A True Off Frame Modular home may be single or multi-storied. True Off Frame Modular homes are not subject to HUD standards, but must be built to state and local Uniform Building Codes.